It's a private financial product designed to provide you with a fixed monthly income if you experience an involuntary job loss. Think of it as a personal income safety net, completely independent of any employer-provided severance.

This is for any salaried professional in India who wants to protect their income and lifestyle from the uncertainty of the job market. It's particularly valuable for those in dynamic industries like tech, startups, and services.

To ensure the long-term stability of the community fund, you must be a subscriber for a minimum period (e.g., 90 days) before you are eligible to make a claim. This prevents immediate claims and builds a strong, sustainable capital reserve to protect all members.

Claims are verified digitally and securely. We require an official termination letter from your previous employer, final payslips, and bank statements to confirm your employment and income status. This ensures a fair and transparent process for everyone.

No, your Gatoms policy payout is independent of any severance package you may receive from your employer. Our goal is to provide an additional layer of financial security during your transition, regardless of your company's severance policy.

Any salaried employee working full-time in a registered company in India is eligible to apply. Eligibility for specific plans may depend on your industry, salary, and job stability. We currently do not cover self-employed individuals or contract workers.